Support for SMEs > Access to finance

SME Finance Facility Phase II

Amount: 
UAH equivalent of EUR 250 000
Investment focus: 
All SMEs

This programme focuses on stimulating local currency lending, especially for micro, small and medium-sized enterprises (MSMEs) in Ukraine that are not earning foreign currency and cannot afford the high costs of borrowing.

Partner Institutions

  1. Procredit bank

Who can participate in the Programme:

Individual entrepreneurs and small and medium enterprises - the number of employees does not exceed 250 people, annual income does not exceed EUR 10 million.
Type of activity: Agriculture, forestry and fishery , manufacturing industry, temporary placement and organisation of food, supply of electricity, gas, steam and air conditioning.

Loan conditions:

The loan amount can not exceed UAH equivalent of EUR 250 000.
The maximum loan maturity - 2 years.

     2. KredoBank

Who can participate in the Programme:

Small enterprises - the number of employees does not exceed 50 people, annual income does not exceed EUR 5 million.
Medium enterprises - the number of employees is from 50 to 250 people, annual income is from EUR 5 million to 10 million.

Loan conditions: 

The loan amount can not exceed UAH equivalent of EUR 250 000.
The maximum loan maturity- 6 years.
Interest rate – 15%

Criteria of the loan project.

Criterion 1. Independence of the enterprise: more than 25% of equity cannot be owned by a large enterprise.
Criterion 2. Type of activity: agriculture, manufacturing, hotel and restaurant, energy efficiency.
Criterion 3. Purpose of loans: purchase, modernization of equipment, reconstruction of premises.
Criterion 4. Own contribution of the borrower: not less than 20% of the investment project.

          3. JSB "UKRGASBANK"

Who can participate in the Programme:

Small enterprises - the number of employees does not exceed 50 people, annual income does not exceed EUR 5 million.
Medium enterprises - the number of employees is from 50 to 250 people, annual income is from EUR 5 million to 10 million.

Loan conditions:

The loan amount can not exceed UAH equivalent of EUR 250 000.
The maximum loan maturity- 6 years.
Interest rate – 15%

Criteria of the loan project.

Criterion 1. Independence of the enterprise: more than 25% of equity cannot be owned by a large enterprise.
Criterion 2. Type of activity: agriculture, manufacturing, hotel and restaurant, energy efficiency.
Criterion 3. Purpose of loans: purchase, modernization of equipment, reconstruction of premises.
Criterion 4. Own contribution of the borrower: not less than 20% of the investment project.

     4. Kyiv City State Administration (Interest Rate Compensation Program for SMEs)

Nature of the Programme:

50% of the nominal interest rate set by the loan agreement is compensated for Kiev entrepreneurs.
Therefore, interest rate will be the lowest in Ukraine - about 7.5%.

Who can participate in the Programme:

Small enterprises - the number of employees does not exceed 50 people, annual income does not exceed EUR 10 million.

Medium enterprises - the number of employees is from 50 to 250 people, annual income is from EUR 10 million to 50 million.

Loan conditions:

The loan amount can not exceed UAH equivalent of EUR 250 000.
Term of interest rate compensation – 2 years.

Criteria of the loan project.

Criterion 1. Registration and placement of production facilities in Kyiv.
Criterion 2. Type of activity: industry, educational institutions, development  of housing and utility services.
Criterion 3. Purpose of loans: purchase, modernization of equipment, reconstruction of premises.
Criterion 4. Own contribution of the borrower: not less than 20% of the investment project.

GET MORE INFORMATION AND APPLY

Contact the local bank for more information:

ProCredit Bank PJSC
Address: 107-А Peremohy Prosp., 03115 Kyiv, Ukraine
Phone: 0-44-590-10-00

German-Ukrainian Fund special lending conditions
Financing programme for clients with a gross annual income of no more than EUR 10 million
http://en.procreditbank.com.ua/business-clients/loans/

 

KredoBank
78a, Sakharova str., Lviv, 79026 Ukraine
+38 032 297 64 70
https://www.kredobank.com.ua/

 

JSB "UKRGASBANK"
Tel:      0 800 309 000 (free calls within Ukraine)
358 – for mobile calls
+38 044 494 09 70 (separate line for SMEs)
Contact center email: contactcentre@ukrgasbank.com
Address for correspondence: 16-22, Bogdana Khmelnitskogo Str. Kyiv, 01030, Ukraine

 

 

IMPLEMENTING PARTNER